Mike founded Whitford Financial Planning after working in the financial services industry for 25 years. He learned the importance of planning ahead and giving back by observing his parents manage their household finances. Mike wanted to become an advisor so he could help people make informed financial decisions and to make the most of what they have been given. 

He started his career with Vanguard in a mutual fund accounting role but quickly realized he wanted to work directly with clients. While at Vanguard he completed the Certified Financial Planner^TM coursework and first became an advisor. Mike then transitioned to a large independent firm where he managed the team of advisors and led the firm's investment committee.

Mike has contributed articles to Forbes, Kiplinger, The Wall Street Journal, Investopedia, and Financial Planning. He lives in Downingtown, PA with his wife and three children. Mike has served the community as a volunteer mortgage counselor with Tabor and a classroom volunteer with Junior Achievement. When he is not helping clients, he enjoys running, playing sports and games with his family, working outside, and listening to music.

Forbes: Want To Make More Money Investing? Try Maximizing Your After-Tax Return Kiplinger:  How To Shop For An Immediate Annuity Wall Street Journal:  Saving Up For Baby Investopedia: Don't Let These 5 Life Insurance Mistakes Jeopardize Your Family's Future, What Happens to Your 401(k) When You Die?, Do I Need Life Insurance? Here's How to Decide  Financial Planning: Should RIA Offices Be Remote or In-Person?, How Dual Share Classes Could Reshape the Future of ETFs, Stock And Bond Fund Success? Fees Are No. 1

Josiah is a Finance Major at Grove City College in Pennsylvania. Throughout his college career, he maintained a strong interest in investing, particularly in individual securities. With Whitford Financial Planning, he is building on that foundation and expanding his knowledge across a broader range of financial planning and investment strategies. As a Financial Analyst Intern, Josiah assists with investment research, building financial plans, and client service.

He is from New Tripoli, Pennsylvania where he lives with his very large family - he's the 'middle child' in a group of five siblings! Josiah played football all through high school and college, and in his free time he enjoys fishing, sports, golfing, and watching movies. We are pleased to have him on the Whitford team!