Services and Pricing

At Whitford Financial Planning, our primary service is Ongoing Planning with Investment Management. Our clients tell us that the biggest value we provide is being by your side and in your corner, helping you to navigate the ups and downs of life. Change is the only constant, and our job is to guide you along the way and to help you make smart financial decisions.

We also provide Project-Based Planning, for those times when you need a professional opinion about a particular issue, event, or just a checkup. No matter your situation, we develop strategies and recommendations based what you are looking to accomplish. This might be a great place to start if you have never worked with an advisor before so you can learn about all the ways we can help support your financial goals.

Ongoing Planning with Investment Management

Ongoing Planning with Investment Management

Fee: 0.85% up to $5 million of Assets Under Management, 0.60% over $5 million

Core Services: (There are too many to list them all!)

Income Tax Planning - When was the last time someone reviewed your tax return after it was filed? We can learn so much about you from these details and develop personalized tax saving strategies for both the current year and future tax years.

Cash Flow Planning - Are you saving in the right types of accounts? Where should your withdrawals be coming from? What is the best Social Security strategy? We give attention to and create purpose for each of your inflows and outflows.

Investment Planning - Are you properly diversified and taking the appropriate amount of risk? Have you optimized the tax-efficiency of your investments? We believe that using low-cost investments - combined with modern rebalancing technology and tax-loss harvesting - are essential for dealing with the inevitable volatility in the market.

Benefits to You:  Peace of mind and less stress should be gained by having a fiduciary partner you can trust, who can execute on a disciplined strategy that is all about you and your goals! 

Project-Based Planning

Project-Based Planning

Fee: $500 - $2,000 (Based on complexity, discussed in advance)

Common Questions:  By building a financial plan together, we commonly answer a lot more questions than you may have asked!

  • Are there any major changes I should be making?
  • What is the best way to save for a house, college, or retirement?
  • When should I claim Social Security benefits?
  • What is the best account for me to draw money from?
  • What pension option should I choose?
  • Do I need more life insurance?
  • How can I reduce my income taxes?

Benefits to You:  Satisfaction and relief can come from finally getting your questions answered and feeling confident that you are making smart financial decisions.

Sample Financial Plan

Start with a Snapshot

Start with a Snapshot

We look forward to building a personalized financial plan for you. We help you gather the pieces of your financial puzzle and connect them together, to help you simplify and organize your finances. The plan will also include easy to follow action steps for helping you get things moving in the right direction.

Have a Question?

Thank you!